FEDERAL PROGRAMS

Pell Grant
Pell Program grants are available to students in financial need. Grants range from $767 to $7,395. The actual amount of each grant depends upon the student’s eligibility and the number of credit hours being carried each semester. Students attending Summer Semester are allowed to receive Federal Pell Grant funds up to 150 percent of the student's Pell Grant Scheduled Award for an award year. Awards are prorated according to the number of credit hours carried:

1-5 credits............................................................... less than1/2 time award
6-8 credits............................................................... 1/2 time award
9-11 credits............................................................ 3/4 time award
12+ credits.............................................................. full-time award

Students apply for a PELL Grant by completing the Free Application for Federal Student Aid (FAFSA).

Supplemental Education Opportunity Grant (SEOG)
The SEOG Program funds are available to students with exceptional financial need which has not been met through other financial aid programs. Grants may range from $100-$4,000. Preference is given to full-time students who show exceptional financial need.

College Work-Study Program
The College Work-Study Program provides part- time employment of up to 20 hours per week to students in financial need. Preference is given to full-time students who have no other source of employment, either on or off campus.

Student Employment
Part-time, on-campus employment opportunities are provided on a limited basis for students who do not qualify for the work-study program but possess required skills. Interested students will need to complete the Free Application for Federal Student Aid (FAFSA) to determine eligibility.
For more information, refer to MCC’s website at: www.muskegoncc.edu

Direct Loan
The Direct Loan Program provides long-term, low interest loans to students. Before applying for a loan, the student must first apply for the Federal Pell Grant Program. A student who demonstrates financial need based on federal guidelines may qualify for an interest-subsidized loan (i.e. the Federal Government pays the interest while the borrower is in school). Students who do not show need may qualify for an unsubsidized loan, and pay the in-school interest themselves. Repayment of the principal of subsidized and unsubsidized loans does not begin until six months after the borrower ceases half-time attendance.

Parent Loan for Undergraduate Students (PLUS)
Parents of students under the age of 24 may borrow under this program. The PLUS Loan is not based on financial need.